Bertie Nel

The statistics tell a sobering story: only 30% of family businesses survive into the second generation, and merely 12% make it to the third. Behind these failures often lies a critical blind spot—succession planning that addresses financial considerations but neglects the legal infrastructure needed for successful transition.

For many successful South Africans, international diversification has become an essential wealth strategy. Whether it's property in Mauritius, investments in London, or a retirement account in the United States, spreading assets across borders offers both opportunity and peace of mind.

Significant wealth brings significant opportunity—and equally significant complexity. For high-net-worth South Africans, navigating this complexity requires more than standard financial planning; it demands an integrated approach that addresses both financial goals and legal considerations within South Africa's unique regulatory framework.

In South Africa's professional landscape, doctors, lawyers, accountants, and other specialists face unique financial challenges that intersect with significant legal considerations. As practitioners focused on serving others, these professionals often neglect their own financial protection—particularly the crucial legal safeguards that should accompany financial planning.

In South Africa's dynamic business landscape, entrepreneurs face unique challenges that demand both financial acumen and legal foresight. As a legally-qualified financial adviser, I offer a specialised service that addresses the complex needs of business owners navigating our distinctive regulatory environment.

When your clients face sophisticated challenges at the intersection of wealth management and legal considerations, having access to specialised expertise can be the difference between adequate service and exceptional value.

I’m passionate about small businesses – and truly believe that entrepreneurs and family businesses can change the face of our economy. Many of my clients are small business – and some started small but are now industry leaders.